This is what happens when poor students of finance look over their personal finances at the end of the month…

Her: I think I spend more than 15 excess dollars on any given day
me: that’s ok, you’re happier this way?
Her: until I see my credit card bill
temporary happiness
[plugs numbers into Excel's FV function...]
me: that’s $150,028.48 over twenty years
Her: UGH
that’s enough for my kid to go to college
or me to get an MBA
me: well, that’s assuming 3% interest
if you invested it into the stock market, it could be like -40% interest
Her: that’s more than 100,000 if I stash it under the mattress
me: yeah, but inflation, etc?
Her: LOL

Yup, it’s official. A penny saved is a penny earned, it seems. Ugh, isn’t it annoying how right Ben Franklin was?

After turning in my final paper for the semester this past week, I’ve been in a rather hazy state. Officially done with classes and school, am I really… a master? But the excitement continues as I try frantically to pack the last two years of my life into 3 “borrowed” Home Depot boxes. Just my idea of fun.

On a different note, I finally gave in and started the food blog. You can check it out here, but not too much new stuff yet. Now that all my food and movies have been moved, what am I supposed to write here? Oh my!